Opt for a personal line of credit

Which means that you are drawing funds against your credit line for a period of time known as a draw period. (This is done using a debit card that is attached to your line of credit. According to the Consumer Financial Protection Bureau, a personal line of credit usually has variable interest rates. You are responsible for paying interest on the amounts drawn against your line of credit. This is a better option if you do not know exactly how much your trip will cost.