You may be able to get a travel loan through the bank or credit union you already use. If not, Encompass Credit Union, Lending Tree, and Traveler Financer are well known options you may want to look into. When choosing where to apply, pay close attention to the interest rate and whether it is fixed or variable, the length of loan, your monthly payment, and the possibility of additional fees, such as access fees on a personal line of credit.
When applying for a loan, you will be asked to provide the same type of documentation you would for any other type of loan, such as proof of income.
A travel loan can provide you with the amazing opportunity to visit a place you would otherwise never have the chance to see. That being said, treat a travel loan as you would any other type of loan and use it responsibly.